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Clean Water State Revolving FundLoan


Max. Grant Award: No maximum

Project Type: Planning; Construction

Michigan’s Clean Water State Revolving Fund (CWSRF) program is a low interest loan financing program that assists qualified local municipalities with the construction of necessary wastewater and storm water infrastructure projects. These projects improve water quality, the environment, and protect public health. Michigan’s CWSRF program has allocated over $5.7 billion in low interest loans to over 670 projects around the State since 1988. Of that amount, $106 million has been awarded as loan principal forgiveness since 2010. For more information on the CWSRF program, view the CWSRF Info Sheet.

Click through the sections below to learn more about this funding opportunity.

Grant Priorities

Michigan’s short-term program goals include:

  • Oversee the update of the Clean Water Needs Survey to ensure maximum participation from communities and that non-traditional project types are included.
  • Apply for all 3 CWSRF federal grants and ensure requirements of the grant terms and conditions are met including American Recovery Plan Act funding.
  • Assist borrowers listed on the annual PPL in meeting CWSRF requirements to successfully close on a loan.
  • Develop program procedures related to the new CWSRF state legislation.
  • Procure and maintain a new data system for tracking CWSRF and related state grant programs.
  • Hire and train new CWSRF program staff.

Michigan’s long-term program goals include:

  • Maintain the fiscal integrity of the fund to ensure it remains viable and self-perpetuating to meet the long-range water quality needs of the State. MFA utilizes a financial consultant to advise EGLE on decisions surrounding financing levels, interest rates, additional subsidization, and other financing attributes.
  • Target outreach and assistance to communities that have never utilized CWSRF.
  • Obtain maximum capitalization of the fund for the State while generating sufficient investment and loan interest earnings for debt service of the state match revenue bonds.
  • Maintain and develop relationships with other funding and financing agencies and water quality organizations to ensure resources are directed in a holistic approach.
  • Maintain and refine procedures to prevent fraud and ensure a system of checks and balances.

Green Project Reserve
As part of the FY2022 federal appropriations, WIFFS is required to provide a minimum of 10 percent (4,975,100) of the base capitalization grant for project components that meet the Green Project Reserve (GPR) requirements. This includes projects that incorporate green infrastructure, energy, water efficiency, or are environmentally innovative.

Click on the next section to learn more about this funding opportunity’s eligibility requirements.

Eligibility Requirements

An approvable loan application must include:

  • Complete CWSRF application including Parts I-III.
  • Detailed project description, cost breakdown, and schedule.
  • Financial documentation demonstrating ability to repay the loan.
  • Any necessary executed intermunicipal service agreements.
  • An approved project plan.
  • Set of approved plans and specifications including construction permit(s) if required.
  • Resolution from the applicant designating a project representative and approving the project scope.
  • A fiscal sustainability plan.

Click on the next section to learn more about the matching requirements for this funding opportunity.

Matching Requirements

The BIL General Supplemental dollars require a 10% state match.

Click on the next section to learn more about the eligible costs for this funding opportunity.

 

 

 

Eligible Costs

The Clean Water State Revolving Fund (CWSRF) provides low-interest loans for projects that improve water quality and protect public health. CWSRF loans may be used for design and construction of the following:

  • Wastewater treatment facilities
  • Sewer rehabilitation
  • Collection systems Application Process
  • Combined sewer separation
  • Storm water conveyance and treatment facilities
  • Inflow/infiltration correction
  • Sewer overflow correction
  • Nonpoint source pollution control

Click on the next section to learn more about this funding opportunity’s project timeline.

Project Timeline

Up to 30 years or useful life of project, whichever is less.

Click on the next section for this funding opportunity’s application deadline and forms.

 

 

 

Application Deadline

Potential applicants to the CWSRF should first review the CWSRF Eligibility Guidance. Eligible applicants must submit the Intent to Apply (ITA) form below to be considered for funding and financing opportunities. All financing determinations are based on applicant eligibility, priority points, and availability of funds. Applicants should apply for a project with the expectation the program is a loan program first and foremost.

The Intent to Apply (ITA) form is accepting submissions for fiscal year 2026. The form must be submitted by November 1, 2024. You can preview the ITA form before submittal to view the information required to complete the form.

Click on the next section to access the Contact Information for this funding opportunity.

Contact Information

For questions and inquiries, please contact:
Kelly Green, Administrator, Water Infrastructure Funding and Financing Section
Michigan Department of Environment, Great Lakes, and Energy
Phone: (517) 284-5433

SRF Project Managers by District

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